By nominating to pay a higher excess you will reduce the premium you pay when purchasing a policy. At the time of claim the excess you will pay is the nominated amount selected at the time of purchase. This excess will also apply to any claims relating to Specified Items, Pre-existing Medical Conditions and Rental Vehicle Excess.
Note: This is a summary of cover, please refer to the policy wording for full details. This option is not available for the New Zealand Cancellation Policy.